Savor One for good credit July 2023 $3,000 limit (25% Utilization) AU on USAA card since 2017 Before applying Equifax 742 (1 inquiry TransUnion 734 (2 inquiries) Experian 762 (1 inquiry) I've wanted to get the Capital One BiFecta as it looked like the best setup for my spending even though I'm new to the credit card game. Mar 10, 2024 · The minimum credit to get approved for the Capital One Venture X card is $10,000 due to its Visa Infinite status. Although the typical credit limit approved for the Capital One Venture X card is anywhere from $15,000 to $30,000, we’ve seen approvals as high as $75,000! Usually, your credit limit is determined by your income and your ... The Capital One Venture X exists in the premium space alongside cards like The Platinum Card® from American Express and Chase Sapphire Reserve®.Like them, it has some serious travel perks and valuable statement credits — but for a much lower annual fee of $395 (see rates and fees).. As Capital One continues opening its own …Bottom Line: Capital One Venture X is a good travel credit card for big spenders who travel frequently. The $395 annual fee is worth it thanks to its initial bonus of 75,000 miles for spending $4,000 in the first 3 months, the 2 - 10 miles per $1 spent it offers, and numerous other benefits. WalletHub's credit card reviews are independent and not …In terms of actual Priority Pass lounges all three have the same access. Where they differ is: CSR's Priority Pass includes restaurants and other non-lounge experiences. Amex Platinum's has some non-lounge experiences (practically no restaurants) Venture X's is Priority Pass lounges only. Unless you frequently fly through an …You're probably better off getting a Chase Freedom Unlimited or Freedom Flex. On the Unlited you earn 1.5x points just like Quicksilver, but when you move those points to the Sapphire card you get the 75% bonus when redeeming for travel through their portal. Same thing happens even with the "$200" sign up bonus... it's really 20k …It’s my first time booking hertz car rental through President Circle provided by Venture X. What I noticed was, The ‘Capital One Venture X Cardmember’ CDP is automatically applied when you search for car on hertz. But it doesn’t show the ‘Pay Now’ option. It only shows ‘Pay Later’ option which is usually approx $25-30/day higher. Referral Link: https://capital.one/3Xg1pVo. Introducing the incredible opportunity to become part of the Capital One Venture X credit card family! I've been using this card for a while now, and let me tell you, it has exceeded all my expectations when it comes to fulfilling my travel dreams. If you're in the market for a new travel credit card ... Insert a step before product changing your Venture: transfer your miles to your new Venture X, THEN downgrade your Venture. I was warned by a representative to do this (I've had Venture for 4.5yrs and was planning to do exactly what you're planning). If I PC'd to a QuickSilver, apparently the miles would vanish.Data Point. I just got instantly approved for the Venture X today and wanted to share. Instant approval July 19, 2023 - $10k limit, 25% APRCards: Discover IT - $6.8k limit, 4.5 year old. CapitalOne SavorOne - $5k limit, 8 months old. Credit score.... equifax: 763, transunion: 763, Fico:771.With Venture X new cardmembers earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. Currently, the welcome bonus for the Chase Sapphire ...Capital One Venture X - How is the travel portal? Does anyone have any testimonials or reviews to provide for the Capital One Travel Portal? I was going to sign up for …Learn about the benefits, perks and application process of the Capital One Venture X Rewards Credit Card, a premium travel card with a 75,000-mile sign-up bonus. …Capital One Venture X - How is the travel portal? Does anyone have any testimonials or reviews to provide for the Capital One Travel Portal? I was going to sign up for …Learn about the benefits, perks and application process of the Capital One Venture X Rewards Credit Card, a premium travel card with a 75,000-mile sign-up bonus. …Mar 1, 2566 BE ... But I keep hearing how on a whole, the Venture X may net a bigger return with all of it's benefits, moreso than AR's $325 dining/travel credit.I think the Capital One venture X might be a temporary loss leader. Discussion. Think about it - $300 travel credit every year and 10k anniversary miles - they're losing money compared to the annual fee. It really reminds me of when the CSR came out in like 2016 - it was an amazing deal. Chase took a loss on it and in … The protections on the Venture X are SO much better than Venture. Since the Venture X’s effective annual fee is -$5, the only way the Venture could possibly make more sense is if you refuse to spend $300/year on the travel portal. I don’t have much interest in the Capital One point system, but even I will likely get the Venture X this year ... I bought a hotel using the travel credit in the portal in late September and I still haven't received the credit. They told me the same, that I have to wait up to two billing cycles. 1. PHL1365. •. I received my card on 7/31 and booked a short hotel stay on 8/1. I received the travel credit on 8/8. As it turns out, my travel plans have ...A quick denial doesn't get to the point of ID verification. Usually a a few hours or a business day after you upload the documents. You can call but they'll just ask you to submit the info requested. Looks like you ended up getting approved for the Venture X card.Capital One recently changed on how the $300 annual travel credit in their travel portal is used/applied. If you now book a hotel, rental car of flight the amount is directly deducted from your $300 travel credit instead of being first charged to your Venture X credit card and then receiving a statement credit afterwards.Data Point. I just got instantly approved for the Venture X today and wanted to share. Instant approval July 19, 2023 - $10k limit, 25% APRCards: Discover IT - $6.8k limit, 4.5 year old. CapitalOne SavorOne - $5k limit, 8 months old. Credit score.... equifax: 763, transunion: 763, Fico:771.Hello, I’m planning to take an international trip in May. I want to get the Venture X for all the travel benefits. Just curious about the odds of getting approved with the data points below. Should I wait for couple months ? I would love to hear inputs, user experience with Capital One Income : $60K Rent : $400 Total Cards : 3My initial thinking is to apply for a Capital One Venture Card ($95/year fee). If I get approved, immediately spend $4,000+ on plane tickets to unlock the 75,000 miles ($750) …Mar 10, 2024 · The minimum credit to get approved for the Capital One Venture X card is $10,000 due to its Visa Infinite status. Although the typical credit limit approved for the Capital One Venture X card is anywhere from $15,000 to $30,000, we’ve seen approvals as high as $75,000! Usually, your credit limit is determined by your income and your ... The Venture X Rewards card carries a $395 annual fee. While this premium travel card may not be worth the fee for infrequent travelers, anyone who does travel … AmEx Gold Card -- Upgrade offer for Platinum with small 20,000 bonus with spend (but would probably go with the Resy offer) AmEx Blue Cash Everday. Amex Blue Business Cash. Capital One QuickSilver (Upgrade offer to Venture X, no upgrade bonus) Barclays Apple Card (Sockdrawer; never use) Apple Card (Used most frequently) Venture X Travel Price Match DP (Success) Just wanted to give a quick DP if anyone was curious how this worked. Booking a hotel for an upcoming stay and noticed that booking direct with hotel and Expedia were the exact same price, but the Capital One portal was $98 more for the same booking. (Side note - watch the "fees" when booking on CO ...Reddit, often referred to as the “front page of the internet,” is a powerful platform that can provide marketers with a wealth of opportunities to connect with their target audienc...Venture X priority pass restaurant removal. Sadly just got an email they are removing restaurants from VX priority pass as of Jan 1 2023. There was some thought this is a change to visa infinite benefits so this might impact every card. The article announcing VX changes was vaguely worded and lead to this thought.Dec 30, 2566 BE ... Between VentureX and CSP you are looking at two good choices. Pick one and then dig your heels into the one you pick. If you go with VentureX ...The AmEx Gold should be used as part of a travel rewards setup, whereas the SavorOne should be used as part of a cashback setup. The AmEx Gold should not be thought of as a "4% cashback" card. That overvalues MRs if one is using MRs for cashback, and undervalues MRs used for travel redemptions. As for the SavorOne's relative lack of …X I use for the SUB, travel credit plus anniversary points, and my 2x catch all. If your goal is to earn the most points possible to redeem for air travel, go with Gold. It will earn you 7,500 points per month (1.5k*4+1k+.5k), Venture X only 6,000. They have similar sign-up bonuses right now from what I recall. 103 votes, 65 comments. true. We have a clear winner here - the Venture X. It includes two benefits completely missing from the CSP - 1) Return Protection (getting reimbursed when a vendor won't allow you to return something for a refund) and 2) Cell Phone Protection (covers your phone up to a limit if you pay your cell phone bill with the card, even beyond any warranty period). I'm currently looking at Capital One Venture X and Chase Sapphire Reserve in part because visa is more widely accepted than something like AMEX, but am not sure which one to go with. They seem to have similar-ish benefits and the difference of $155 could easily be justified for me by better perks (eg. more established lounge network, more ...Capital one venture x : r/CreditCards. Has anyone received or requested a credit limit increase for the venture x? 0. 9 comments. Best. Add a Comment. itskarot • 1 yr. ago. I …Capital One Venture X Sign on Bonus. Does anyone get the sense they will ever bring back the 100,000 sign on bonus? Missed my opportunity initially and would love to add it to my wallet but not in a rush if they may run a promotion at some point. Archived post. New comments cannot be posted and votes cannot be cast. The 75k bonus is better in ...Dec 28, 2566 BE ... Capital One Venture X vs. Chase Sapphire Reserve vs. other? · Flights: $500 (this will change starting next year, I've already spent $5k on ...The Venture X is one of the easier annual fee cards to justify because of the travel credit and anniversary points. If you fully value these, then the Venture X is a great option. …DP: Capital One Venture X -- Approved! Data Point. Tried pre-approval tool twice through referral link -- once before thawing credit, once after thawing credit (TransUnion, Equifax); denied both times. Applied anyway, instant approval @ $20k CL. Application.The Capital One Venture X Rewards Credit Card ( review) is Capital One’s premium credit card. I applied for the card on launch day back in late 2021, and was …Aug 25, 2566 BE ... Hi I recently got rejeceted for Capital One Venture X. I was wondering if opening a checking account with Capital one bank help my next ...DP: Capital One Venture X -- Approved! Data Point. Tried pre-approval tool twice through referral link -- once before thawing credit, once after thawing credit (TransUnion, Equifax); denied both times. Applied anyway, instant approval @ $20k CL. Application.Yet shares (Bumble’s stock price has fallen from about $75 to about $11 since its I.P.O.) and user growth have fallen, so the apps have more aggressively rolled out new …Hello, I’m planning to take an international trip in May. I want to get the Venture X for all the travel benefits. Just curious about the odds of getting approved with the data points below. Should I wait for couple months ? I would love to hear inputs, user experience with Capital One Income : $60K Rent : $400 Total Cards : 3I was approved instantly on my first application with Capital One in probably ~20 years with a $30k credit limit. Note, we pay off our balances in full every month so we have no credit card that is not within the grace period. Out total monthly spend on cards is roughly $5k-$6k (we put everything feasible on a rewards card).The last time I checked with the Venture you could request a CLI every 6 months, so I assume the same with this card. I was surprised as my CLI with the Venture card was only $500 and with the Venture X, it’s $10,000. Huge difference. Hope this helped! Especially for those who they gave lower limits to and wanted a higher credit limit. AmEx Gold Card -- Upgrade offer for Platinum with small 20,000 bonus with spend (but would probably go with the Resy offer) AmEx Blue Cash Everday. Amex Blue Business Cash. Capital One QuickSilver (Upgrade offer to Venture X, no upgrade bonus) Barclays Apple Card (Sockdrawer; never use) Apple Card (Used most frequently) App'd for the Capital One Venture X last night, as I missed the 100k CSP offer due to 5/24. Venture X has a strong signup bonus (IMO), despite the very high spend requirement, given its limited-time additional $200 Airbnb credit and the remaining credits essentially paying for the AF after year one. Was nervous due to the triple pull and the ... Also, if you like your hotel and airline points you don’t get credit if you go through capital one travel. Lastly, tried to book a flight today and the price increased twice while booking, went to the airline directly and the original price was offered. Couldn’t be more disappointed. 1. SunsetSpotting. Capital One Venture X Sign on Bonus. Does anyone get the sense they will ever bring back the 100,000 sign on bonus? Missed my opportunity initially and would love to add it to my wallet but not in a rush if they may run a promotion at some point. Archived post. New comments cannot be posted and votes cannot be cast. The 75k bonus is better in ...It's worth at least an extra $250. You might consider getting Venture and then PC to VentureX if you think you'll be using the $300 travel credit every year. I have a question to piggyback here. The Venture or Venture X are possibilities on my list, specifically to churn miles for a particular redemption.The Capital One Venture X is worth applying for, plain and simple. The card has a $395 annual fee ( Rates & Fees ), but has so much to offer: The Venture X has a solid welcome bonus of 75,000 bonus miles after spending $4,000 within the first three months; I consider this to be one of the best credit card welcome bonuses out there, and value ...I'm trying to get the venture X but been denied due to "length of credit history" (first card is from sept 2020). FICO is 747 though their app letter shows ~30 points lower. Newest card is CSP from Oct 2021 (only 2 cards total) I don't want to try the reconsideration line if its a waste of time and it'll do another hard pull, so i want to see ...Within two billing cycles, Capital One will reimburse you for the application fee. Both TSA PreCheck® and Global Entry are valid for five years, and you’ll receive one statement credit per account every four years. Keep in mind that your account must be open and in good standing when the credit is applied. Fees charged to a VentureOne or ... AmEx Gold Card -- Upgrade offer for Platinum with small 20,000 bonus with spend (but would probably go with the Resy offer) AmEx Blue Cash Everday. Amex Blue Business Cash. Capital One QuickSilver (Upgrade offer to Venture X, no upgrade bonus) Barclays Apple Card (Sockdrawer; never use) Apple Card (Used most frequently) r/CreditCards. MembersOnline. •. noyourememberthemilk. ADMIN. Capital One Venture X adds Plaza Premium Lounge Access. “Thanks to a new partnership between Capital One and Plaza Premium, Capital One is adding access to 100+ additional lounges around the globe for cardmembers. This includes: All Plaza Premium Lounges All Virgin Atlantic ...That said, if you travel the card is pretty easy to get reasonable value from: There's a $300 yearly credit for the Capital One travel portal, and they do have a price match feature that can help if their pricing is out of line with other websites. It also works for flights, and those are usually priced the same as direct with the airlines.1. bobbyloveyes. • 4 mo. ago. If you're actually gonna get the Venture X for hotels, use their travel portal and get 10x on the hotels you book. You can price match within 24 hours of booking. So find the room and rate you want for the best price on Google Travel, then book it on the C1 portal and call them to price match it. Don't buy …Capital One recently changed on how the $300 annual travel credit in their travel portal is used/applied. If you now book a hotel, rental car of flight the amount is directly deducted from your $300 travel credit instead of being first charged to your Venture X credit card and then receiving a statement credit afterwards.1. bobbyloveyes. • 4 mo. ago. If you're actually gonna get the Venture X for hotels, use their travel portal and get 10x on the hotels you book. You can price match within 24 hours of booking. So find the room and rate you want for the best price on Google Travel, then book it on the C1 portal and call them to price match it. Don't buy …Nov 28, 2566 BE ... Does the 10,000 mile anniversary bonus expire like the travel credit or does it last forever? Sorry if these are dumb questions, just want to ...ADMIN MOD. Pulled the trigger on the Capital One Venture X card (Approved) Took months of thought, but the Pros greatly outweigh any cons and this is for sure a keeper card! 🔆Highlights: 🔅10x (+10%) on Rentals 🚘 and Hotels 🏨. 🔅High credit limit - low utilization (The min with the venture was 10K, so I assume the same on the ...I think the Capital One venture X might be a temporary loss leader. Discussion. Think about it - $300 travel credit every year and 10k anniversary miles - they're losing money compared to the annual fee. It really reminds me of when the CSR came out in like 2016 - it was an amazing deal. Chase took a loss on it and in … Just a side note- I didn’t receive anything from capital one stating that my referral worked or anything….i think it would have been easier being patient and waiting for the bonus had I received an email just acknowledging that I had referred someone and that my bonus may take a few weeks…as it was, I didn’t know if I would get it or not. I received my Venture X one month ago & spent over $4600k & paid off that balance as well. I earned my 75,000 miles bonus for doing so. I decided to try to get a cli & requested online. Capital One jumped my initial $20k credit line to $30lk. It seems if they see you using the card extensively they reward you w/a larger credit limit. AmEx Gold Card -- Upgrade offer for Platinum with small 20,000 bonus with spend (but would probably go with the Resy offer) AmEx Blue Cash Everday. Amex Blue Business Cash. Capital One QuickSilver (Upgrade offer to Venture X, no upgrade bonus) Barclays Apple Card (Sockdrawer; never use) Apple Card (Used most frequently) If you’re a fan of live music and entertainment, then you’ve probably heard of Capital FM Live. This popular event has been attracting music lovers from all over the world for year... GadgetronRatchet. MOD. Capital One Venture X Travel Credit. Data Point. Just wanted to give a data point, because I've seen posts about the long wait for Venture X travel credit. Today my $300 travel credit is pending as a statement credit for a purchase that posted on 12/14/22. So around 8 weeks for the statement credit to come through. Venture X 90K Offer (Still out there but have to use referrals) Discussion. If anyone is still looking for a 90K Venture X offer, it's still not publicly available but it's available if you use someone's referral link. Here's the link from DoctorOfCredit but feel free to search for anyone's referral online - https://www.doctorofcredit.com ...I noticed that with the annual $300 credit from Venture X, the $395 annual fee equates to sapphire preferred’s fee of $95, or it nearly equates chases if you count sapphire’s $50 annual credit toward hotel’s. I take about 3 international flights yearly. Factoring all of this and the other perks of both cards, which card is more suitable ...I am interested in applying for the Capital One Venture X Rewards credit card. I am aware that it takes 7-10 business days for Capital One to deliver new physical credit cards. I see that Capital One offers "instant access" for some cards so that I would be able to add the card to my mobile wallet and use it before receiving the physical card.$395. Regular APR. 19.99% - 29.99% (Variable) Credit Score. Excellent. Pros. Annual fee lower than others in its category. Annual travel credit through Capital …Aug 2, 2566 BE ... Anyone else running this combo? Venture X cardholder since September 2022 and absolutely love it. Current credit limit on Venture X is $20k.Approved for capital one venture x. Today i got approved for the capital one venture x card with 10k credit limit. I only have a quicksilver with them with a 30k credit limit. I got denied the 1st time i applied for it maybe 2 to 3 years ago. I currently have 700+ credit score on all 3 credit card bureau with 40k+ in credit card debt …Venture X losing Priority Pass restaurants. Looks like Capital One is starting to cut benefits on Venture X. Per the official website, no non-lounge experiences will be part of the Venture X program, effective 1/1/23. It will likely be similar to Amex PP.Jan 28, 2567 BE ... The Venture X's $395 fee is offset by the $300 annual credit and 10k anniversary points, while the Venture doesn't have anything that directly ... It’s my first time booking hertz car rental through President Circle provided by Venture X. What I noticed was, The ‘Capital One Venture X Cardmember’ CDP is automatically applied when you search for car on hertz. But it doesn’t show the ‘Pay Now’ option. It only shows ‘Pay Later’ option which is usually approx $25-30/day higher. Oct 24, 2565 BE ... It gets 8 points per dollar on gas and is a transfer partner of capital one. The card has an annual fee of $95 but you get 15,000 every ...Capital One Venture X Sign on Bonus. Does anyone get the sense they will ever bring back the 100,000 sign on bonus? Missed my opportunity initially and would love to add it to my wallet but not in a rush if they may run a promotion at some point. Archived post. New comments cannot be posted and votes cannot be cast. The 75k bonus is better in ...
The Capital One Venture X Rewards Credit Card comes with a number of benefits for cardholders, including a $300 annual travel credit, Priority Pass membership, 10,000 bonus miles every anniversary .... Turbo ant
The reason so many people say to go Venture X is the sub bonus, the $300 travel credit through the Capital One portal and the 10,000 miles every card anniversary. The latter two effectively negate the $395 annual fee. Venture X also gives you additional benefits that you might find in a premium card. (Priority Pass lounge …Have had the same card since college and am looking for something new. I've seen a lot of good things about the Venture X and thought I'd take a look. I take about 10 flights a year, maybe a little more depending on work. Ultimately would like to just carry one card, maybe 2. I made an app to maximize your points & offers on all of your cards called CardPointers, and Apple is featuring it in the App Store with the iOS 17 launch! Interactive widgets, live activities, & more. 139. 61. r/CreditCards. Join. • 2 yr. ago. Capital One Venture X Travel Portal Vs. Hopper app. Aug 25, 2566 BE ... Hi I recently got rejeceted for Capital One Venture X. I was wondering if opening a checking account with Capital one bank help my next ...Reddit’s investors have maybe had to recognise the reality that it is not a $10bn company at IPO but if the company does well, the lower valuation might become a floor …Groceries: $800. Gas: $100. Travel: varies, see below. Other: $500 in shopping prob. Business card: no. Purpose: travel - we plan on at least 1 big international vacation a year (5-10k budget), with about 2-3 other smaller scale ones (domestic or international). We would like a card that offers easy point usage and lounge access.The world of cryptocurrency is a vast one, featuring a wide array of coins that you may want to add to your crypto wallet. An ICO is essentially a capital-raising venture designed ... Capital One Venture X Instant Approval with 718 credit score. Had been researching my next credit card for travel rewards for weeks & ended up going for the Cap 1 Venture X, this subreddit has been really helpful with info! 10k Credit limit with 26.99% APR. Here's my info when applying: Unlike Twitter or LinkedIn, Reddit seems to have a steeper learning curve for new users, especially for those users who fall outside of the Millennial and Gen-Z cohorts. That’s to ...It is hard to justify skipping the 75k SUB, though if I was given the option to upgrade to Venture X, I might do it. I recently saw a DP (source below) of someone PCing to Venture X, getting a $300 travel credit, the AF hitting a month later, and then getting another $300 travel credit. If more DPs report the same experience, then PCing is kind ...Are you looking for an effective way to boost traffic to your website? Look no further than Reddit.com. With millions of active users and countless communities, Reddit offers a uni...4 reviews. From cardholders in the last year. Apply Now. See details, rates & fees. 6 things you need to know about the Capital One Venture X Rewards Credit Card. …Capital One Venture X Perk for Coffee Addicts. For my Venture X friends, if you live in Manhattan there is a west coast based coffee shop called Peet’s in the Union Square Capital One bank where you can get $1 handcrafted beverages through July and August (weekends only). This is unheard of for a city where an average …Still think the card is really well-designed, but it was hard to justify for my use case if I could not transfer to partners for increased value. The best value for points is on partner airlines. It takes effort to hunt down discounted award tickets at each partner airline but they give you outsized value for your points..